MCA Enforcement: What FTC Cases Mean for You Now

The FTC has pursued major MCA funders for unauthorized debits and deceptive practices. Here’s what those enforcement cases mean for business owners navigating MCA debt today.
Salon MCA Debt: Escape the Daily Debit Pressure

Daily MCA debits and volatile salon revenue are a brutal combination. Here’s how negotiated resolution helps owners cut the advance burden without another loan.
MCA Settlement: Lump Sum vs. Structured Payment Plan

When a funder offers you a settlement, knowing the difference between lump-sum and structured plan options can save tens of thousands of dollars.
MCA Personal Guarantee: What Owners Risk Signing

Most MCA contracts include a personal guarantee. Here’s what that clause commits you to, how funders enforce it, and what negotiated options still exist.
ACH Revocation: When to Stop Your MCA Debits

ACH revocation can stop daily MCA debits — but it changes everything that comes next. Here is when it helps, when it backfires, and what to expect.
MCA Hardship Letter: What Funders Actually Read

What an MCA hardship letter really needs to say — and the specific things funders look for before they’ll consider modified terms.
E-Commerce MCA Debt: Amazon Holds and Cash Flow Traps

Amazon payment holds and daily MCA debits hitting the same account is one of the most compressed cash-flow situations an e-commerce seller can face. Here’s what’s happening — and what you can do about it.
Healthcare MCA Debt: The Insurance Timing Problem

Insurance reimbursements take 30–90 days. MCA debits hit daily. Here’s why that gap is so dangerous for healthcare practices — and what options exist to get out.
Auto Repair MCA Debt: When Daily Debits Drain Cash

Auto repair shops face a brutal mismatch: MCA daily debits run every morning while insurance payouts take weeks. Here’s what shop owners can do.