Success Stories
Real settlements, real results.
Here’s how we’ve helped business owners regain control of their finances.
These examples are based on actual settlements for business debt clients. Results vary and are not guaranteed. Past performance does not predict future results. We do not provide consumer debt settlement services.
Funding Metrics Settlement
UCC Enforcement Case
- Initial Balance: $22,260
- Negotiated Resolution: $10,000
- Reduction Achieved: $12,260
Client faced UCC enforcement action on a substantial business debt. Through strategic negotiation with the creditor, we secured a settlement agreement that reduced the total obligation by more than half. The settlement was structured with flexible payment options including PayPal invoice or bank wire transfer, allowing the client to resolve the matter efficiently while avoiding prolonged litigation.
This case demonstrates our ability to negotiate substantial savings even in formal enforcement situations, helping businesses resolve challenging debt situations with favorable terms.
OnDeck Capital Settlement
Litigation Avoidance & Major Reduction
- Original Judgment Amount: $193,028.62
- Negotiated Resolution: $100,000
- Reduction Achieved: $93,028.62
A business facing a $193,028.62 judgment from OnDeck was able to resolve the matter for a total of $100,000, saving over $93,000. This structured settlement avoided further legal escalation and provided the client a manageable monthly payment plan without the threat of asset seizure or liens.
This case demonstrates our ability to negotiate substantial reductions even in active court proceedings, turning a potentially devastating judgment into a manageable settlement plan.
PayPal Settlement
Credit Account Settlement
- Original Balance: $43,366.26
- Settlement Amount: $19,515
- Reduction Achieved: $23,851.26
Small business owner faced a substantial credit account balance that was impacting business operations. Through strategic negotiation with the creditor, we secured a settlement arrangement that reduced the total business debt by more than half. The settlement was structured as a lump-sum payment, allowing the business to resolve the obligation quickly and redirect resources back into operations.
This case demonstrates our ability to negotiate substantial savings on business credit accounts, helping entrepreneurs resolve challenging debt situations while preserving their ability to continue operations.
The Smarter Merchant Settlement
Penalty Elimination & Payment Solution
- Fees Waived: $5,000.00 (Stop Payment + Default fees)
- Settlement Amount: $23,000
Small business owner defaulted on a merchant cash advance with DMKA and faced substantial penalty fees totaling $5,000. Rather than pursuing litigation, we negotiated a comprehensive settlement that completely waived all default and stop payment fees. The agreement established a manageable payment structure allowing the business to resolve the debt while maintaining operations through bi-weekly payments.
This case demonstrates our expertise in merchant cash advance negotiations, successfully eliminating substantial penalties while creating workable payment solutions for business owners.
Everest MCA Fee Reduction
Aggressive Fee Reduction & Fast Payoff
- Initial Balance: $28,613.68
- Negotiated Resolution: $2,861.38
- Reduction Achieved: $25,752.30
Business owner incurred over $28,000 in obligations after defaulting on a merchant cash advance, including heavy default and NSF fees. We negotiated directly with the funder to secure a total payoff of just $2,861—less than 10% of the balance. The payment was made in a single installment and resulted in a full lien release and account closure.
This case demonstrates our capacity to rapidly resolve defaulted advances and eliminate excessive fees, giving business owners a clean slate and freeing up capital for future operations.
Fintegra Judgment Avoidance
Litigation Avoidance & Lump Sum Settlement
- Original Judgment: $211,591.10
- Negotiated Resolution: $61,000
- Reduction Achieved: $150,591.10
A business owner facing over $211,000 in liability due to a merchant cash advance lawsuit was at risk of a summary judgment. Through skilled negotiation, we secured a full settlement for just $61,000, representing a substantial reduction of over 70%. This allowed the client to avoid court judgment and resolve the matter through a lump-sum payment without prolonged litigation.
This case demonstrates our ability to intervene in time-sensitive legal actions and negotiate high-impact reductions that preserve business continuity and protect owners from aggressive legal consequences.
CAN Capital Settlement
Lump Sum Resolution on Six-Figure Debt
- Original Principal: $96,675
- Final Settlement: $20,210
- Reduction Achieved: $76,465
Business owner was behind on a six-figure merchant cash advance totaling over $96,000. Facing imminent default consequences, we negotiated with the creditor to reduce the balance to a single settlement of $20,210. This payment closed the account and eliminated the threat of additional enforcement or fees.
This case demonstrates our effectiveness in reducing high-dollar MCA balances through one-time settlements, helping owners eliminate financial strain and move forward without ongoing payment obligations.
Bitty Advance Settlement
Structured Plan & UCC Release
- Original Balance: $22,050
- Negotiated Resolution: $11,000
- Payment Plan: $1,000/month for 11 months
A merchant carrying $22,050 in cash advance debt was unable to maintain payments and faced potential enforcement. We negotiated a structured settlement totaling $11,000, payable in 11 monthly installments of $1,000. The agreement included full lien release terms and restrictions on future borrowing to maintain settlement eligibility.
This case demonstrates our ability to restructure unmanageable balances into predictable monthly payments while protecting the business from further escalation or creditor pressure.