Confession of Judgment: States Where COJs Apply

A confession of judgment clause lets MCA funders get a court judgment against you without a lawsuit. Here’s how COJs work, where they’re still legal, and what to do if your contract has one.

MCA Default: What Happens and How to Respond

A missed MCA debit triggers a fast-moving escalation process. Here’s the timeline from first bounce to potential judgment — and what to do at each stage.