working capital - AmeriGroup Finance

MCA Debt for Government Contractors: Payment Lag

Winning a government contract feels like the win. Then the 60-day payment wait meets a daily MCA debit, and the math stops working.

MCA underwriting is built for steady daily revenue. Truly seasonal businesses get punished the moment the busy season ends.

Stacked MCA debits can trigger enough overdrafts that your own bank decides to close the account. Here’s why it happens and what to do.

Your MCA funder’s lien covers ‘all assets’ – but a properly financed piece of equipment can still beat it. Here’s the exception that matters.

If your business has both invoice factoring and MCA debt, two companies may be claiming the same receivables. Here’s who actually wins.

Your bank can block MCA debits from hitting your account. Your contract may call that a default. Here’s how the two collide.

Your card processor can freeze a slice of your revenue the same week your MCA debit hits. Here’s how the two collide and what to do.

Retailers face a July cash crunch: back-to-school inventory bills hit while MCA debits keep draining the account. Here’s what to do about it.

Staffing agencies face a unique MCA trap: daily debits drain the same account that funds weekly payroll. Learn the resolution options that exist.