small business debt - AmeriGroup Finance

MCA Debt for Government Contractors: Payment Lag

Winning a government contract feels like the win. Then the 60-day payment wait meets a daily MCA debit, and the math stops working.

MCA underwriting is built for steady daily revenue. Truly seasonal businesses get punished the moment the busy season ends.

Stacked MCA debits can trigger enough overdrafts that your own bank decides to close the account. Here’s why it happens and what to do.

Your MCA funder’s lien covers ‘all assets’ – but a properly financed piece of equipment can still beat it. Here’s the exception that matters.

Aggressive MCA collection calls feel illegal, but the law protecting consumers from harassment often doesn’t cover business debt at all.

If your business has both invoice factoring and MCA debt, two companies may be claiming the same receivables. Here’s who actually wins.

A confession of judgment can freeze your account with no lawsuit and no hearing. Here’s how vacating one actually works.

Your bank can block MCA debits from hitting your account. Your contract may call that a default. Here’s how the two collide.

Your card processor can freeze a slice of your revenue the same week your MCA debit hits. Here’s how the two collide and what to do.