MCA Debt: How to Settle Before a Lawsuit Is Filed
Most MCA defaults have a 30-to-90-day window before litigation begins. Here’s how business owners can use that window to negotiate a settlement — and avoid court entirely.
MCA Judgment Timeline: From Missed Debit to Bank Levy
A missed MCA debit can escalate to a frozen bank account faster than most owners expect. Here is what each stage looks like and where the off-ramps are.
MCA Default: 5 Warning Signs You Can’t Ignore
Five early warning signs that your MCA stack is heading toward default, and what to do before the window closes.
MCA Lawsuit Defense: Respond Before Judgment Hits
When an MCA funder files suit, the clock runs fast. Default judgment can hit in under 90 days. Here’s how the timeline works and what owners can do about it.
MCA Enforcement: What FTC Cases Mean for You Now
The FTC has pursued major MCA funders for unauthorized debits and deceptive practices. Here’s what those enforcement cases mean for business owners navigating MCA debt today.
MCA Personal Guarantee: What Owners Risk Signing
Most MCA contracts include a personal guarantee. Here’s what that clause commits you to, how funders enforce it, and what negotiated options still exist.
Confession of Judgment: States Where COJs Apply
A confession of judgment clause lets MCA funders get a court judgment against you without a lawsuit. Here’s how COJs work, where they’re still legal, and what to do if your contract has one.
MCA Default: What Happens and How to Respond
A missed MCA debit triggers a fast-moving escalation process. Here’s the timeline from first bounce to potential judgment — and what to do at each stage.