MCA Enforcement: What FTC Cases Mean for You Now

The FTC has pursued major MCA funders for unauthorized debits and deceptive practices. Here’s what those enforcement cases mean for business owners navigating MCA debt today.

Confession of Judgment: States Where COJs Apply

A confession of judgment clause lets MCA funders get a court judgment against you without a lawsuit. Here’s how COJs work, where they’re still legal, and what to do if your contract has one.

MCA Default: What Happens and How to Respond

A missed MCA debit triggers a fast-moving escalation process. Here’s the timeline from first bounce to potential judgment — and what to do at each stage.