MCA Debt: How to Settle Before a Lawsuit Is Filed
Most MCA defaults have a 30-to-90-day window before litigation begins. Here’s how business owners can use that window to negotiate a settlement — and avoid court entirely.
UCC Release in MCA Settlement: Get It in Writing
Settling your MCA debt isn’t finished until the UCC-1 lien is terminated. Here’s why most owners miss this step — and what to demand before signing.
MCA Enforcement: What FTC Cases Mean for You Now
The FTC has pursued major MCA funders for unauthorized debits and deceptive practices. Here’s what those enforcement cases mean for business owners navigating MCA debt today.
MCA Settlement: Lump Sum vs. Structured Payment Plan
When a funder offers you a settlement, knowing the difference between lump-sum and structured plan options can save tens of thousands of dollars.
MCA Factor Rate vs APR: What Your Advance Costs
Your MCA funder quoted a factor rate, not an interest rate. Here’s the real cost math and why effective APRs on merchant cash advances are dramatically higher than they appear.