MCA Forum Selection Clauses: Sued Far From Home
MCA contracts often name a distant state for lawsuits. Here’s what a forum selection clause means and how to respond.
Florida MCA Disclosure Law: What Funders Must Reveal
Florida now requires MCA funders to disclose financing costs upfront. Here’s what the law covers, what it misses, and what actually fixes stacked debt.
MCA Holdback Percentage: What Funders Actually Take
The holdback percentage drives your MCA cash flow more than the factor rate. Here’s how it’s set, and what can be done when stacking breaks it.
Pool Service MCA Debt: Peak Season Cash Decisions
Pool and spa companies ride their highest receipts of the year in August. That’s exactly when MCA debt decisions matter most.
MCA Broker Commissions: The Hidden Cost You Pay
Brokers get paid more when you borrow more. Here’s how MCA commissions are built into your factor rate, and what that means for stacked debt.
MCA Usury Laws: Why It’s Not Legally a Loan
MCA contracts are built to dodge usury caps — but courts increasingly look past the label. Here’s why that matters if you’re stacked.
MCA Arbitration Clauses: What Rights You Sign Away
Most MCA merchant agreements bury a mandatory arbitration clause that waives your right to sue or join a class action. Here’s what it actually means.
MCA Debt and Franchise Owners: The Hidden Risk
Franchise owners carry a unique double burden: MCA daily debits competing with royalty payments. Here’s why that collision is dangerous and what real resolution looks like.
No-Credit-Check MCA: True Cost for Small Business
The no-credit-check pitch sounds like a lifeline — until you do the math. What MCAs really cost, and what to do when the daily debits stop being sustainable.